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MINI Insurance. No fear. Just fun.
Top Cover.
In a class of its own, Top Cover insures against a huge number of risks. It’s the perfect all-round protection.
- Full-price refund for theft and write-offs
- Motor travel cover abroad
- ‘New for old’
- Costs covered for replacement vehicles
Basic Cover.
Sound as you like. Solid protection that includes the most important aspects of motor insurance, and attractive conditions to boot. Ideal for those who are just starting out.
- Third-party liability
- Repairs in MINI Approved Service Centres
- High sums insured
- Choose your own excess
Debt insurance.
Feel truly secure. Debt insurance covers your repayments should you fall ill or become unable to work, so you won’t be left out of pocket. Benefits include:
- All payments covered from your second month of incapacity.
- All remaining payments covered in the event of your death.
- Low monthly insurance premiums.
- Personal property is insured.
Gap insurance.
If your MINI is involved in an accident, theft or write-off, you’ll usually only be reimbursed the market value of the car. MINI Gap Insurance covers the gap between residual value and list price, so that you always end up with a brand new MINI.
- You get a new MINI if yours is written off.
- Insurance covers the value between residual value and list price.
- Choose an insurance period of 2, 3 or 4 years.
- Freedom to pay premiums monthly or annually.
MINI Smile.
Leasing and insurance in one. A special benefit is the flat-rate insurance premium, irrespective of your no-claims bonus or region
- All-round comprehensive cover.
- Flat rate, irrespective of no-claims bonus.
- No regional surcharges or discounts.